App 05 · Live now · Institutional class

What hedge funds run on their books, on yours.

VaR Analysis gives you the same risk math that institutional desks use to size their portfolios (Historical VaR, Parametric VaR, and Monte Carlo VaR) running live against your real positions. Daily VaR. Stress VaR. Conditional VaR. The dollar amount you could realistically lose, with three independent methods that agree (or don't, and that's interesting too).

3 methods in parallel
10,000+ Monte Carlo paths
Live on your book
Stress VaR included
VAR ANALYSIS · 1-DAY · 95% CONFIDENCE $200K ACCOUNT
Historical
-$4,820
2.41% of account
Parametric
-$4,620
2.31% of account
Monte Carlo
-$5,140
2.57% of account
P&L DISTRIBUTION · NEXT 24H95% VaR ⌐⌐
95% VaR
Historical
Parametric (normal)
Monte Carlo
Stress VaR (99% · 2008 conditions) $14,820 (7.4% of account). Significantly higher than calm-market VaR. Crypto positions contribute 62% of stress VaR while being 24% of nominal exposure.

"How much could I lose?" is a math question, not a feeling.

Most retail traders manage risk by gut. "I think I'm taking maybe 2% risk." "This feels like a normal day." "I should be okay if BTC drops 5%." Gut is fine until the day it isn't. Usually the day everything you hold correlates and the position you thought was 2% turns out to have been 8%.

If you can't put a dollar number on your downside, you don't have risk management. You have hope.

VaR Analysis answers the math question, three different ways, with each method's assumptions visible so you can argue with them. Historical VaR looks at the worst N days in your actual trading history and asks: how often, and how much. Parametric VaR assumes the world follows a normal distribution and gives you the clean textbook number. Monte Carlo VaR simulates 10,000+ possible tomorrows and shows you the full distribution, fat tails included. When the three agree, you know your number. When they disagree, you know which assumption is failing.

Why three? Because no single method tells the truth.

Each VaR method has known strengths and known blind spots. We run all three live on your book, side-by-side, so the limitations of each are visible. When they agree, you have a confident estimate. When they disagree, you've found the question worth asking.

Method 01

Historical VaR

Takes your portfolio composition today, walks it backward through every day of price history, and asks: how often has this lost more than $X? The 5th percentile is your 95% historical VaR.

↗ Strengths
  • Makes no distribution assumption
  • Captures fat tails, skewness, jumps
  • Empirical, transparent, easy to explain
↘ Weaknesses
  • Sample is finite. Events not in history are invisible
  • Heavy weight on recent regime
  • Misses correlation shifts
Method 02

Parametric VaR

Assumes returns are normally distributed (or fitted to t-distribution), uses your portfolio's variance-covariance matrix to compute the theoretical 5th percentile loss in closed form. Fast, clean, textbook.

↗ Strengths
  • Instant to compute
  • Decomposable into per-position contributions
  • Standard regulatory metric
↘ Weaknesses
  • Assumes normal distribution (markets aren't)
  • Undershoots tail risk in crisis
  • Can be wildly wrong on options/non-linear positions
Method 03

Monte Carlo VaR

Simulates 10,000+ possible future paths for every instrument in your book, accounting for correlation, drift, volatility regime, and jump risk. The 5th percentile of simulated outcomes is your 95% Monte Carlo VaR.

↗ Strengths
  • Handles non-linear positions correctly
  • Can incorporate regime-switching, jumps, custom distributions
  • Gives the full P&L distribution, not just one number
↘ Weaknesses
  • Output is only as good as the assumed model
  • Computationally expensive (we precompute paths overnight)
  • Can give false confidence if calibration is wrong

What you actually get.

Three methods, live

Historical, parametric, Monte Carlo. All three computed continuously on your live book. Side-by-side. When they disagree, you know which assumption is breaking.

Stress VaR

Run your current book through 2008, 2010 Flash Crash, 2015 SNB, COVID, 2022 yen intervention. See the dollar P&L that would result. Stress VaR is the number most retail traders never see.

Conditional VaR (CVaR)

"If we exceed VaR, how bad does it get on average?" CVaR (also called Expected Shortfall) answers this. It's the number prop firms and funds use because it captures tail severity.

Per-position contribution

VaR isn't just a single number. It's decomposable. See exactly which position is contributing the most to total portfolio risk. Often surprising, almost always actionable.

Backtest your VaR

How often has your actual P&L breached your VaR estimate? A 95% VaR should be breached ~1 day in 20. If you're getting breached 1 day in 5, your model is broken.

API + Strategy Lab

Call atrader.var(book, method, horizon) from any strategy. Use VaR as a sizing constraint in backtests. Build risk-aware execution. Same engine, programmatic.

Set it once. Forget it. Until you need it.

01
Reads your book continuously

Every position change flows into the VaR engine within a second. Historical VaR recomputes instantly; Monte Carlo runs against precomputed paths refreshed nightly; parametric is closed-form fast.

02
Surfaces three numbers, side-by-side

Daily VaR (95% and 99%), Stress VaR (against picked scenarios), and Conditional VaR. Three independent estimates show the range of plausible answers. Disagreement is signal.

03
Alerts you when the world changes

When your VaR jumps materially without a position change (usually because volatility expanded or correlation regime shifted) you get notified. The math is doing the noticing you'd otherwise miss.

Better with the full risk stack.

↔ Risk Exposure
Exposure + VaR = complete picture

Risk Exposure tells you what you have. VaR tells you what it could lose. Together they form the full risk dashboard, and combine into the Risk Pack bundle.

See Risk Exposure →
↔ Scenario Testing
VaR for any scenario

VaR Analysis gives you statistical risk; Scenario Testing gives you historical-event risk. Different lenses on the same question. Use both.

See Scenario Testing →
↔ Strategy Lab
VaR-constrained strategies

Build a strategy that auto-sizes to maintain a fixed VaR budget. The position size shrinks when volatility expands, grows when it compresses. Discipline by code.

See Strategy Lab →

Institutional math. Retail price.

Hedge funds pay six figures a year for VaR systems. We built ours on the same foundations, exposed it through a simple interface, and charge what fits a working trader's monthly budget.

VaR Analysis

Three VaR methods live. Stress VaR against five historical crises. Conditional VaR. Per-position contribution. Backtest mode. Full API access. Strategy Lab integration.

7 days$10
30 days$39 / mo
365 days$359 / yrSave 23%
Bundle and save
Risk Pack
Risk Exposure + VaR Analysis + Scenario Testing.
$89 / month SAVE 24%
All-Access
Every Arizet app + Strategy Lab full tier.
$149 / month SAVE 41%
Start 14-day trial →

Common questions.

Do I need to understand VaR to use this?+
No, but you'll want to. The dashboard surfaces the dollar number prominently with plain-language explanations. Hover any metric for a definition. The Desk has a free three-lesson series specifically on reading VaR outputs.
What confidence levels and horizons are supported?+
Standard: 90%, 95%, 99% confidence; 1-day, 5-day (1 week), 20-day (1 month) horizons. Custom horizons and confidence levels are available via the API. We default to 95% / 1-day because it matches how most active traders think.
How is Monte Carlo calibrated?+
We fit a multivariate model (GARCH for volatility, copula for correlation) against your portfolio's instruments, then simulate 10,000 paths. Calibration refreshes nightly. Power users can swap in their own model via the API.
Why does Stress VaR matter more than regular VaR?+
95% VaR by definition is breached 1 day in 20. Stress VaR shows you what happens on the worst 1-in-100 days. For active traders, blowups happen on stress days, not average days. The number you need to survive is the stress number.
Is this useful if I only trade one or two pairs?+
Still useful, but less so. VaR shines when you have a portfolio with non-trivial correlations and concentrations. If you're trading one position at a time, simple position-sizing on ATR is fine. Keep your money in your pocket.

Put a number on your downside. Then go trade.

14 days free. No card. Full app from day one.

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